Planet Payment’s iPAY® Gateway offers reliable PCI compliant payment solutions for e-Commerce, call center, mail-order and telephone order merchants. Currently available in the US and Canada, the Gateway enables acceptance of all major payment types and methods, and offers customized solutions that meet each merchant’s processing needs. Our broad-ranging services consist of credit card, purchase card, debit, and electronic check payments to both business-to-business and business-to-consumer platforms, as well as multi-currency processing.
Learn how our iPAY Gateway can become your single-source solution to payment processing. We’ll be your partner through every step of the process, from establishing a merchant account to accepting payments and ultimately transmitting and settling your transactions.
The iPAY Gateway serves as a payment gateway for Credit, Debit and Electronic Check (ACH) Payment, supporting all major credit and signature debit cards. The gateway handles different NACHA supported ACH methods, including prearranged payment and deposit, cash concentration and disbursement, telephone-initiated entry, internet-initiated entry, and handles the image capture of the checks themselves.
Payment Solutions Portal
PS Portal is a secure, web-based terminal, offering complete online payment functionality with no integration required. Manage transactions in real-time or via batch processing, configure your account settings, and generate online reports from a single platform.
Recurring Billing and Subscription Management
Manage subscription billing and customer notices in real-time through PS Portal. Add your customers’ payment and billing information, define payment schedules, offer trial periods, and track many other billing parameters. PS Portal handles the rest, generating subsequent transactions based on the schedule provided, and sending alerts as defined.
The iPAY Gateway features:
- Secure and PCI-DSS compliant transmission of payments.
- Customer payments by check, ACH and direct debit from their bank accounts.
- Internet payment processing for e-commerce, MO/TO and retail merchants.
- Certified for government and utility bill payment.
And now available with Multi-Currency Pricing:
A new feature of the iPAY Gateway, our Multi-Currency Pricing service enables card-not-present merchants to attract and close more international sales by displaying pricing and allowing their customers to pay in their chosen currency, while the merchant continues to receive funding and reporting in United States Dollars.
As merchants look to expand their business by selling internationally, they are in need of solutions that simplify the shopping experience for their customers, including providing customers with the ability to shop, view and pay in the currency that they understand best – their own. The new iPAY multi-currency functionality does just that, effectively turning international browsers into purchasing customers by providing complete price transparency – those from Japan enjoy the clarity of browsing and paying in Yen, while those from Britain enjoy the certainty of paying in British pounds.
- Merchants can target new international markets and increase global sales
- International customers to view pricing and pay in their own currency
- Available in over 40 currencies, with the added convenience of US dollar settlement and reporting
To learn more about Planet Payment’s Multi-Currency Pricing solution, click here.
Globalize websites with our Multi-Currency Pricing feature. Merchants can target new international markets and increase global sales when international customers view pricing and pay in the currency they know best - their own!
As merchants look to expand their business by selling internationally, they are in need of solutions that simplify the shopping experience for their customers, including providing customers with the ability to shop, view and pay in the currency that they understand best – their own. The new iPAY multi-currency functionality does just that, effectively turning international browsers into purchasing customers by providing complete price transparency – those from Japan enjoy the clarity of browsing and paying in Yen, while those from Britain enjoy the certainty of paying in British pounds.
- Merchants can target new international markets and increase global sales
- International customers to view pricing and pay in their own currency
- Available in over 40 currencies, with the added convenience of US dollar settlement and reporting
iPAY Secure Token lets merchants facilitate PCI compliance by no longer storing customers’ sensitive card details. We generate random unique tokens for each customer, and for each of their credit or electronic check payment accounts. Simply submit this token each time your customer makes a purchase or payment.
The iPAY Tokens service promotes both convenience and security—your customers no longer need to re-enter their information for each purchase and you never touch or store any sensitive payment card information. And, payment account types can be changed or added to at any time.
If you are a company seeking a secure and convenient way for customers to pay their bills, or an online retailer with either one time or repeat customers, iPAY Tokens provides a safe and effective way for merchants of all sizes and business types to handle and secure their customer information.
Launch payment processing on your website in minutes. Our Hosted Pay Page solution allows merchants to quickly create retail pay pages through the PS Portal.
With this exciting, easy-to-implement feature, merchants can now accept one-time retail payment transactions via their website, with the ability to choose Authorization Only or Sale, including AVS and CVV soft decline requirements. We provide you with our Pay Page Code Snippet, so set-up of single product payment pages is simple and requires no coding. Simply enter the appropriate product information, upload logos and images, and we create the HTML code to be seamlessly inserted into your website.
Consumers expect to have an array of payment method options when purchasing online. Customers also want to be assured that these payments are secure, and their sensitive information will be protected. In addition to facilitating the acceptance of all major and signature debit cards, our ACH Payments solution allows your customers the option to pay by electronic check or ACH. The gateway handles different NACHA supported ACH methods, including prearranged payment and deposit, cash concentration and disbursement, telephone-initiated entry, internet-initiated entry, and handles the image capture of the checks themselves.
ACH data is sent over a Secure Socket Layer (SSL) connection, so no proprietary encryption of the data is required. This service is currently available for US merchants only.
ACH payments include:
- Direct Payment of consumer bills such as mortgages, loans, utility bills and insurance premiums
- Business-to-business payments
- E-checks
- E-commerce payments
- Municipality Processing; Water and Tax Bill payments, Building permits, e.g.
Manage subscription billing and customer notices in real-time through our secure, web-based virtual terminal, PS Portal. Add your customers’ payment and billing information, define payment schedules, offer trial periods, and track many other billing parameters. Our PS Portal handles the rest, generating subsequent transactions based on the schedule provided, and sending alerts as defined.
Our Risk Management services are designed to provide proactive and reactive merchant account protection and are inclusive of: front-end fraud filters, live and online cardholder customer service, and back-end automatic disputes for chargebacks. We offer an integrated, paperless chargeback system, as well as proactive chargeback adjudication. We work closely with merchants and processors to resolve disputed charges as they occur on our merchant’s behalf.
We offer a variety of integration options, ranging from immediate use of an iPAY-based Web interface to a merchant-developed interface utilizing iPAY’s XML posting functionality. Our Merchant Integration Team members will work with you to determine the method best suited to your business. Planet Payment will also help you quickly initiate your transaction processing. Below is a detailed list of options that enable data to be sent to the iPAY system over a Secure Socket Layer (SSL) connection, so no proprietary encryption of the data is required.
iPAY Gateway
The iPAY Gateway offers a direct connection to the iPAY system for ACH, batch, and real-time credit card transaction processing. Integration is Web-based through XML and is completely platform independent. We provide clients with the ability to write their own interfaces to the software in any programming language, enabling them to customize an application that meets their specific needs. The iPAY Gateway is better suited to larger merchants who want to design their own processing interface and have the technical staff to handle the customized programming. If you decide to integrate with us through the iPAY Gateway, our Merchant Integration Team will set you up first with a test account.
PS Portal
This solution, designed for card-present merchants, offers a virtual terminal that sends the transaction data to Planet Payment through a secure connection over the Internet, which eliminates having to wait for an open phone line or for other transactions to complete.No matter which processing solution you choose, we have complete documentation to help you set up quickly and easily. Our user guides are written for a non-technical audience, and our programming guides will provide your programmer or IT group with all the information they need. We also provide documentation explaining our business logic and requirements from bankcard associations and the Federal Reserve Bank. If you are an existing iPAY merchant, please log on to our online library by clicking this link.
Certified Partners
Processing Partners
The iPAY Gateway is certified to these processing platforms:
- Fidelity Information Services
- TSYS
- Cardwords Processing
- Elavaon
- First Data* (*Omaha Clearing only)
-
Integrated to our Payment Gateway
- Charter Software
- MBS Books
- ExaDigm
Integrated Shopping Cart
- Americommerce - Multi-Currency Enabled
- Bright Builders Light Wave - Multi-Currency Enabled
- NSoftware - Multi-Currency Enabled
- aSecureCart.net
- Inline
- MIVA Merchant
- osCommerce
- PDGSoft
Log-in to the iPAY Online Library to download the integration documents and implementation tools you need to process with iPAY.
Our User Guides will walk you through our interfaces, step by step, with plenty of graphics to illustrate the payment transaction process flows. functions being described. Our Programmer’s documents illustrate the data, format and interface requirements to establish a connection to our payment and FTP servers, through which credit card and electronic check transactions can be submitted in either batch or real-time mode.
Planet Payment respects your privacy and does not sell, trade, or rent your personal information to others. For more information please read our privacy policy.
Planet Payment offers its services through its acquiring bank partners. Contact us to find out whether your bank is an existing partner, or how it can become one.
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